Buying a Home

March 1, 2021

Types of Home Loans

Buying a home can be very confusing, but we are here to help. We get asked about the different types of home loans. Here is a quick break down of four common home loans. Check it out! 

 

Conventional-

         Provides low interest rates for those with excellent credit ...

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Posted in Buying a Home
Jan. 11, 2021

New Construction Home Thoughts

Have you thought about purchasing a new construction home? There are many things you should consider when deciding if purchasing a new build is the right choice for you. Lets take a look at a few of these things!

 

Upgrading Costs

Although it is awesome you can customize your ...

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Posted in Buying a Home
Dec. 4, 2020

FAQ for First-Time Home Buyers

How much of my income should go towards my mortgage?

On average, it is suggested no more than 30% of your income should go towards your mortgage. This will decrease the chances of not being able to pay your mortgage. So, if you make $4,000 a month, you mortgage ...

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Posted in Buying a Home
July 20, 2020

Moving Checklist

It is time to move into your new home. Now what?

“Where do I start?” “What do I need to do?” “Help!!” These may be your thoughts when it is time to move, but do not worry, we are here to help!

 

 

 

 

We ...

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Posted in Buying a Home
July 13, 2020

Debt-to-Income Ratio (DTI)

 

Types of DTI ratios

There are two different ratios relating to DTI. There is front end and back end. Different types of loans look at different ratios and have different requirements.

 

      Front end includes your monthly debt payments divided by your gross monthly income.

  ...

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Posted in Buying a Home
July 1, 2020

Mistakes First Time Home Buyers Make

Being a first-time home buyer can be a very nerve wrecking time. We want to make sure you have as much information as possible to make the home buying process easy for you. On top of that, we want to make sure that you are receiving the highest degree of ...

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Posted in Buying a Home
June 12, 2020

Things to Consider About a Home Before Purchasing

It is especially important to consider many different things when purchasing a home. We have put together a list of things we think should be priority when deciding if you should buy a specific home.  

 

 

 

  1.   

At the end of the day, make sure ...

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Posted in Buying a Home
May 14, 2020

Process of Purchasing a Home

Are you curious what the process of buying a home is?  We have put together a timeline of events that occur when purchasing a home. 

 


  1.  
  2. 1. Pre-Approval 

Meet with a mortgage lender to see what you can get approved for. 

  1. 2. Find a ...

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Posted in Buying a Home
May 8, 2020

Saving Money When Buying a Home

Buying a new home can be scary and cost money, but we are here to help you! We have put together a list of ways to help save you money during the home buying process. 

 

  1.  
  2. USING A KNOWLEDGEABLE REAL ESTATE AGENT 

Working with the RIGHT REALTOR ...

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Posted in Buying a Home
April 8, 2020

When Should I Buy a Home?

Deciding to buy a home instead of continuing to rent is a huge decision. One of the biggest choices you will make in your life. 

 
 

How do you know you are ready to buy a house? For each person and family, it varies and can be completely different ...

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Posted in Buying a Home