Water Views - Primary on Main
Address
109 Sea Urchin Court, Surf City, NC
Price
$ 823,500
Property Attributes
- MLS#100595518
- TypeSingle Family
- Listing Status Active
- CountyPENDER
- CitySurf City
- AreaIsland Oaks
- NeighborhoodSurf City
- Zip28445
- StyleSingle Family Residence
- Year Built1996
- Taxes$ 4999
- Price$ 823,500
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1568
- Lot Size0.2 Acres
Data Source:
Topsail Island AOR (TIAR) - NCRMLS
Property Description
Your Topsail Island lifestyle starts at 109 Sea Urchin Court. Tucked beneath a canopy of mature live oaks in the sought-after soundside community of Island Oaks, this inviting coastal retreat offers the perfect combination of privacy, outdoor living, ocean views, beach access, and boating convenience. This 3-bedroom home features a reverse floor plan designed to capture natural light, coastal breezes, and beautiful ocean views. The main living level offers an open-concept kitchen, dining, and living area, creating an easy gathering space for family and friends. Step outside onto the expansive deck or relax in the screened porch and let island life slow you down. One of the home's standout features is the additional downstairs studio/in-law suite, providing exceptional flexibility for extended family, guests, a private home office, or a separate retreat. The studio includes its own combo washer/dryer, adding an extra layer of convenience and independence. The main home offers a comfortable primary suite, additional bedrooms, full and half baths, generous storage, and multiple indoor and outdoor spaces designed for relaxed coastal living. Outside, the Island Oaks lifestyle truly shines. Enjoy community beach access for easy days in the sand and surf, or take advantage of the community boat ramp that is currently being dredged for deep-water access to the Intracoastal Waterway. Spend the day boating, fishing, kayaking, or exploring the waterways, then return home to enjoy the evening breeze from your deck. Located on a quiet cul-de-sac and surrounded by the natural beauty of Topsail Island, 109 Sea Urchin Court isn't simply a beach house. It's a flexible coastal retreat designed for living, gathering, relaxing, and making memories. Whether you're searching for a full-time coastal residence, investment property, vacation getaway, multigenerational home, or a place where family and friends always have room to stay, this Surf City property offers the space and lifestyle to make it happen.
| Elementary School | Middle School | High School |
|---|---|---|
| North Topsail Elementary School | Topsail Middle School | Topsail High School |
| Price History | |
|---|---|
| 8/11/2026 | Listed $823,500 |
General Features
| Living Area | 1568.0 |
|---|---|
| Heating | Heat Pump,Electric,Forced Air |
| Cooling | Central Air,Heat Pump |
| Utilities | Sewer Connected,Water Connected |
| Possession | Close Of Escrow,At Closing |
| Roof | Metal |
| Appliances | Vented Exhaust Fan,Refrigerator,Range,Disposal,Dishwasher |
| Zoning | INCORP |
| HOA Fee | 350.0 |
| Garage Spaces | 1.0 |
| Patio/Porch Features | Covered,Deck,Screened,Front Porch,Rear Porch |
| Pool Features | Hot Tub |
| Security Features | Smoke Detector(s) |
| Construction Materials | Wood Siding,Wood Frame |
| Year Built | 1996 |
| View | Ocean |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Taxes | 4999.85 |
| Parcel Number | 4224-91-3829-0000 |
| Waterfront Features | Boat Ramp,Deeded Water Access,Sound Side,Water Access Comm |
| Assoc Fee Paid Per | Annually |
| County | Pender |
| Operating Expense | 0.0 |
| New Construction | No |
| Property Type | Residential |
| In City Limits? (Y/N) | Yes |
| Association Amenities | Waterfront Community,Beach Access,Beach Rights,Boat Dock,Maintenance Common Areas,Maintenance Roads,Park,Picnic Area,Ramp,Cable TV |
| HOA | Yes |
| Attached Garage | Yes |
| Subdivision Name | Island Oaks |
| Garage Y/N | Yes |
| Total Rooms | 4 |
| Full Baths | 2 |
| Status | Active |
| Directions | Cross the Highrise Bridge,take the first exit on the round about,go south for roughly 2 miles then turn right on Sound Drive. Turn left on Oak Drive. take 2nd left on Sea Urchin Court. This home is |
| High School | Topsail |
| City | Surf City |
| Association Name | Island Oaks HOA |
| Lot Size Units | Acres |
| Lot Size Square Feet | 8886.0 |
| Carport Spaces | 0.0 |
| Carport Y/N | No |
| Elementary School | North Topsail |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Home Warranty Y/N | No |
| Middle/Junior High School | Topsail |
| Lease Considered Y/N | No |
| Structure Type | Wood Frame,Stick Built |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Tax Assessed Value | 367636 |
| Tax Lot | 16 |
| Legal Description | Lt 16,Pb 22/104 Island Oaks |
Interior Features
| Interior Amenities | Entrance Foyer,Apt/Suite,Ceiling Fan(s),Pantry,Reverse Floor Plan |
|---|---|
| Water Heater | Electric |
| Master Bed Level | Non Primary Living Area |
| Total Stories | 2 |
| Basement (Y/N) | No |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Window Features | Thermal Windows |
| Fireplace Y/N | No |
| Half Baths | 1 |
| Laundry Features | In Hall,Laundry Closet |
| Total Bedrooms | 3 |
| Attic Features | Access Only |
| Entry Level | 1 |
| Room Type | Master Bedroom,Bedroom 2,Bedroom 3,Laundry,Dining Room,Dining Area,Living Room,Studio |
| Unit Type | 3 Bedroom,Studio |
| Total Baths | 3 |
| Living Area Range | 1400 - 1599 |
| SmokingYN | No |
Exterior Features
| Exterior Amenities | Outdoor Shower |
|---|---|
| Exterior Finish | Wood Siding |
| Fencing | None |
| Parking Features | Garage Faces Front,Concrete,Garage |
| Lot Features | Cul-De-Sac,Wooded,Boat Ramp,Deeded Water Access,Sound Side,Water Access Comm |
| Water Source | Public |
| Total Parking | 3.0 |
| Lot Size Area | 0.2 |
| Foundation Details | Other,Pilings |
| Spa | No |
| Building Area Total | 1568.0 |
| Lot Dimensions | 22x122x122x161 |
| Lot Size Acres | 0.2 |
| Road Surface Type | Paved |
| Frontage Type | See Remarks |
| Waterfront Y/N | No |
| Road Frontage Type | Private Road,Maintained,Paved |
| Crops Included Y/N | No |
| Horse Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 28445
Price
Taxes
Year Built
Visits
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